Call reports 2021
CASS COMMERCIAL BANK — 2021
What CASS COMMERCIAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,263,669,000 | 1,215,799,000 | 1,279,452,000 | 1,500,060,000 |
| Total loans | 826,737,000 | 805,565,000 | 814,805,000 | 919,595,000 |
| Allowance for loan losses | 10,904,000 | 10,354,000 | 10,815,000 | 11,584,000 |
| Securities available for sale | 0 | 0 | 0 | 106,617,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,087,633,000 | 1,036,978,000 | 1,098,043,000 | 1,331,190,000 |
| Interest-bearing deposits | 578,276,000 | 593,569,000 | 619,997,000 | 638,861,000 |
| Noninterest-bearing deposits | 509,357,000 | 443,409,000 | 478,046,000 | 692,329,000 |
| Equity capital | 164,077,000 | 168,482,000 | 172,380,000 | 161,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 8,233,000 | 16,500,000 | 25,236,000 | 34,113,000 |
| Interest expense | 331,000 | 628,000 | 915,000 | 1,171,000 |
| Net interest income | 7,902,000 | 15,872,000 | 24,321,000 | 32,942,000 |
| Noninterest income | 1,239,000 | 2,564,000 | 4,053,000 | 5,861,000 |
| Noninterest expense | 3,776,000 | 8,008,000 | 12,528,000 | 17,372,000 |
| Provision for loan losses | -360,000 | -910,000 | -460,000 | 310,000 |
| Pretax income | 5,725,000 | 11,338,000 | 16,306,000 | 21,256,000 |
| Income tax | 1,234,000 | 2,443,000 | 3,512,000 | 4,526,000 |
| Net income | 4,491,000 | 8,895,000 | 12,794,000 | 16,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 165,790,000 | 170,195,000 | 174,093,000 | 163,030,000 |
| Total capital | 175,573,000 | 180,343,000 | 184,869,000 | 174,614,000 |
| Risk-weighted assets | 781,332,000 | 811,500,000 | 862,004,000 | 1,014,236,000 |