Call reports 2018
CASS COMMERCIAL BANK — 2018
What CASS COMMERCIAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 858,283,000 | 806,560,000 | 847,673,000 | 886,291,000 |
| Total loans | 670,660,000 | 689,589,000 | 697,049,000 | 699,031,000 |
| Allowance for loan losses | 7,842,000 | 7,846,000 | 7,853,000 | 7,857,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 735,065,000 | 679,550,000 | 716,892,000 | 748,775,000 |
| Interest-bearing deposits | 381,328,000 | 360,381,000 | 364,329,000 | 408,668,000 |
| Noninterest-bearing deposits | 353,737,000 | 319,169,000 | 352,563,000 | 340,107,000 |
| Equity capital | 116,210,000 | 119,880,000 | 123,793,000 | 127,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 7,737,000 | 15,757,000 | 24,517,000 | 33,610,000 |
| Interest expense | 679,000 | 1,473,000 | 2,502,000 | 3,736,000 |
| Net interest income | 7,058,000 | 14,284,000 | 22,015,000 | 29,874,000 |
| Noninterest income | 915,000 | 1,801,000 | 2,613,000 | 3,516,000 |
| Noninterest expense | 3,001,000 | 6,431,000 | 9,999,000 | 13,693,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,972,000 | 9,654,000 | 14,629,000 | 19,697,000 |
| Income tax | 1,094,000 | 2,106,000 | 3,168,000 | 4,263,000 |
| Net income | 3,878,000 | 7,548,000 | 11,461,000 | 15,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 118,480,000 | 122,150,000 | 126,063,000 | 130,037,000 |
| Total capital | 126,322,000 | 129,996,000 | 133,916,000 | 137,894,000 |
| Risk-weighted assets | 713,625,000 | 730,395,000 | 734,574,000 | 753,211,000 |