Call reports 2017
CASS COMMERCIAL BANK — 2017
What CASS COMMERCIAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 715,753,000 | 742,658,000 | 738,477,000 | 830,672,000 |
| Total loans | 629,300,000 | 636,400,000 | 638,392,000 | 671,623,000 |
| Allowance for loan losses | 7,823,000 | 7,828,000 | 7,834,000 | 7,837,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 605,077,000 | 629,348,000 | 623,221,000 | 715,642,000 |
| Interest-bearing deposits | 382,496,000 | 403,096,000 | 397,817,000 | 396,547,000 |
| Noninterest-bearing deposits | 222,581,000 | 226,252,000 | 225,404,000 | 319,095,000 |
| Equity capital | 103,357,000 | 105,938,000 | 108,565,000 | 112,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,765,000 | 13,753,000 | 21,023,000 | 28,577,000 |
| Interest expense | 479,000 | 949,000 | 1,521,000 | 2,187,000 |
| Net interest income | 6,286,000 | 12,804,000 | 19,502,000 | 26,390,000 |
| Noninterest income | 720,000 | 1,496,000 | 2,201,000 | 3,253,000 |
| Noninterest expense | 3,026,000 | 6,251,000 | 9,496,000 | 12,667,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,980,000 | 8,049,000 | 12,207,000 | 16,976,000 |
| Income tax | 1,496,000 | 2,985,000 | 4,516,000 | 5,559,000 |
| Net income | 2,484,000 | 5,064,000 | 7,691,000 | 11,417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,253,000 | 107,834,000 | 110,461,000 | 114,603,000 |
| Total capital | 113,076,000 | 115,662,000 | 118,295,000 | 122,440,000 |
| Risk-weighted assets | 677,016,000 | 683,947,000 | 690,474,000 | 719,604,000 |