Call reports 2001
CASS COMMERCIAL BANK — 2001
What CASS COMMERCIAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 238,737,000 | 239,377,000 | 260,740,000 | 287,385,000 |
| Total loans | 170,507,000 | 182,938,000 | 184,848,000 | 200,951,000 |
| Allowance for loan losses | 2,780,000 | 2,827,000 | 2,751,000 | 2,755,000 |
| Securities available for sale | 16,598,000 | 12,541,000 | 22,637,000 | 14,045,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,066,000 | 201,769,000 | 220,484,000 | 252,403,000 |
| Interest-bearing deposits | 118,468,000 | 111,332,000 | 118,588,000 | 130,627,000 |
| Noninterest-bearing deposits | 79,598,000 | 90,437,000 | 101,896,000 | 121,776,000 |
| Equity capital | 24,559,000 | 25,492,000 | 26,599,000 | 27,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,208,000 | 8,192,000 | 12,202,000 | 16,117,000 |
| Interest expense | 1,507,000 | 2,521,000 | 3,438,000 | 4,125,000 |
| Net interest income | 2,701,000 | 5,671,000 | 8,764,000 | 11,992,000 |
| Noninterest income | 675,000 | 1,396,000 | 2,162,000 | 2,943,000 |
| Noninterest expense | 2,093,000 | 4,251,000 | 6,381,000 | 8,391,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 30,000 |
| Pretax income | 1,283,000 | 2,816,000 | 4,515,000 | 6,514,000 |
| Income tax | 479,000 | 1,054,000 | 1,693,000 | 2,419,000 |
| Net income | 804,000 | 1,762,000 | 2,822,000 | 4,095,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,422,000 | 20,030,000 | 21,445,000 | 22,608,000 |
| Total capital | 21,708,000 | 22,459,000 | 23,932,000 | 25,363,000 |
| Risk-weighted assets | 182,380,000 | 193,581,000 | 198,696,000 | 222,521,000 |