Call reports 2019
PEOPLES NATIONAL BANK OF MT. PLEASANT, THE — 2019
What PEOPLES NATIONAL BANK OF MT. PLEASANT, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 79,222,000 | 74,704,000 | 72,397,000 | 72,016,000 |
| Total loans | 52,542,000 | 53,102,000 | 54,243,000 | 55,273,000 |
| Allowance for loan losses | 418,000 | 437,000 | 437,000 | 444,000 |
| Securities available for sale | 5,165,000 | 5,200,000 | 4,705,000 | 4,051,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,358,000 | 65,652,000 | 62,684,000 | 60,826,000 |
| Interest-bearing deposits | 54,672,000 | 51,094,000 | 49,703,000 | 48,845,000 |
| Noninterest-bearing deposits | 15,686,000 | 14,558,000 | 12,981,000 | 11,981,000 |
| Equity capital | 8,134,000 | 8,361,000 | 8,369,000 | 8,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 833,000 | 1,706,000 | 2,567,000 | 3,426,000 |
| Interest expense | 76,000 | 155,000 | 238,000 | 328,000 |
| Net interest income | 757,000 | 1,551,000 | 2,329,000 | 3,098,000 |
| Noninterest income | 26,000 | 54,000 | 80,000 | 108,000 |
| Noninterest expense | 516,000 | 1,039,000 | 1,571,000 | 2,142,000 |
| Provision for loan losses | 53,000 | 70,000 | 89,000 | 146,000 |
| Pretax income | 214,000 | 496,000 | 749,000 | 918,000 |
| Income tax | 49,000 | 108,000 | 159,000 | 238,000 |
| Net income | 165,000 | 388,000 | 590,000 | 680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,141,000 | 8,343,000 | 8,354,000 | 8,239,000 |
| Total capital | 8,559,000 | 8,780,000 | 8,791,000 | 8,683,000 |
| Risk-weighted assets | 41,872,000 | 42,059,000 | 42,102,000 | 42,612,000 |