Call reports 2010
PEOPLES NATIONAL BANK OF MT. PLEASANT, THE — 2010
What PEOPLES NATIONAL BANK OF MT. PLEASANT, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 49,145,000 | 50,081,000 | 52,268,000 | 52,345,000 |
| Total loans | 38,209,000 | 39,423,000 | 40,997,000 | 41,568,000 |
| Allowance for loan losses | 195,000 | 199,000 | 199,000 | 187,000 |
| Securities available for sale | 1,010,000 | 513,000 | 514,000 | 511,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,647,000 | 43,485,000 | 45,572,000 | 45,625,000 |
| Interest-bearing deposits | 37,933,000 | 38,497,000 | 40,383,000 | 40,475,000 |
| Noninterest-bearing deposits | 4,714,000 | 4,988,000 | 5,189,000 | 5,150,000 |
| Equity capital | 6,415,000 | 6,513,000 | 6,568,000 | 6,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 704,000 | 1,447,000 | 2,186,000 | 2,930,000 |
| Interest expense | 138,000 | 284,000 | 439,000 | 602,000 |
| Net interest income | 566,000 | 1,163,000 | 1,747,000 | 2,328,000 |
| Noninterest income | 102,000 | 210,000 | 321,000 | 430,000 |
| Noninterest expense | 440,000 | 906,000 | 1,385,000 | 1,906,000 |
| Provision for loan losses | 46,000 | 68,000 | 131,000 | 131,000 |
| Pretax income | 182,000 | 399,000 | 552,000 | 721,000 |
| Income tax | 62,000 | 139,000 | 194,000 | 286,000 |
| Net income | 120,000 | 260,000 | 358,000 | 435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,415,000 | 6,513,000 | 6,568,000 | 6,601,000 |
| Total capital | 6,610,000 | 6,712,000 | 6,767,000 | 6,788,000 |
| Risk-weighted assets | 35,796,000 | 36,873,000 | 38,723,000 | 39,197,000 |