Call reports 2005

PEOPLES NATIONAL BANK OF MT. PLEASANT, THE — 2005

Name: PEOPLES NATIONAL BANK OF MT. PLEASANT, THE — FFIEC call report 2005
Creator: PEOPLES NATIONAL BANK OF MT. PLEASANT, THE

What PEOPLES NATIONAL BANK OF MT. PLEASANT, THE reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/9e962e56-ef22-42bd-ab07-6fe9d14ba6e8/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	42,403,000	42,744,000	45,074,000	45,307,000
Total loans	20,838,000	22,440,000	24,700,000	26,476,000
Allowance for loan losses	112,000	129,000	153,000	182,000
Securities available for sale	9,197,000	9,297,000	7,285,000	7,264,000
Securities held to maturity	8,500,000	8,500,000	8,500,000	8,500,000
Trading assets	0	0	0	0
Total deposits	36,427,000	36,630,000	38,980,000	39,233,000
Interest-bearing deposits	32,169,000	32,568,000	33,891,000	34,342,000
Noninterest-bearing deposits	4,258,000	4,062,000	5,089,000	4,891,000
Equity capital	5,817,000	5,938,000	5,883,000	5,898,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	487,000	1,024,000	1,581,000	2,173,000
Interest expense	118,000	251,000	410,000	604,000
Net interest income	369,000	773,000	1,171,000	1,569,000
Noninterest income	42,000	97,000	165,000	226,000
Noninterest expense	324,000	670,000	1,020,000	1,365,000
Provision for loan losses	39,000	58,000	97,000	126,000
Pretax income	48,000	142,000	152,000	237,000
Income tax	16,000	45,000	53,000	102,000
Net income	32,000	97,000	99,000	135,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	6,119,000	6,141,000	6,098,000	6,134,000
Total capital	6,231,000	6,270,000	6,251,000	6,316,000
Risk-weighted assets	20,309,000	21,756,000	24,077,000	25,390,000