Call reports 2003
PEOPLES NATIONAL BANK OF MT. PLEASANT, THE — 2003
What PEOPLES NATIONAL BANK OF MT. PLEASANT, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 43,550,000 | 43,726,000 | 43,191,000 | 42,647,000 |
| Total loans | 13,554,000 | 14,507,000 | 14,459,000 | 14,353,000 |
| Allowance for loan losses | 40,000 | 43,000 | 42,000 | 37,000 |
| Securities available for sale | 16,579,000 | 13,595,000 | 14,370,000 | 12,304,000 |
| Securities held to maturity | 500,000 | 2,000,000 | 5,500,000 | 7,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,364,000 | 36,537,000 | 36,099,000 | 35,638,000 |
| Interest-bearing deposits | 32,044,000 | 32,352,000 | 31,970,000 | 31,551,000 |
| Noninterest-bearing deposits | 4,320,000 | 4,185,000 | 4,129,000 | 4,087,000 |
| Equity capital | 7,062,000 | 7,066,000 | 6,983,000 | 6,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 437,000 | 886,000 | 1,321,000 | 1,766,000 |
| Interest expense | 161,000 | 314,000 | 451,000 | 580,000 |
| Net interest income | 276,000 | 572,000 | 870,000 | 1,186,000 |
| Noninterest income | 38,000 | 87,000 | 129,000 | 170,000 |
| Noninterest expense | 273,000 | 550,000 | 826,000 | 1,068,000 |
| Provision for loan losses | 24,000 | 29,000 | 36,000 | 49,000 |
| Pretax income | 17,000 | 80,000 | 137,000 | 239,000 |
| Income tax | 21,000 | 42,000 | 56,000 | 78,000 |
| Net income | -4,000 | 38,000 | 81,000 | 161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,008,000 | 7,001,000 | 6,983,000 | 7,031,000 |
| Total capital | 7,048,000 | 7,044,000 | 7,025,000 | 7,068,000 |
| Risk-weighted assets | 14,822,000 | 15,449,000 | 15,189,000 | 14,952,000 |