Call reports 2002
PEOPLES NATIONAL BANK OF MT. PLEASANT, THE — 2002
What PEOPLES NATIONAL BANK OF MT. PLEASANT, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 42,435,000 | 42,921,000 | 43,338,000 | 43,020,000 |
| Total loans | 14,503,000 | 14,669,000 | 14,523,000 | 13,779,000 |
| Allowance for loan losses | 45,000 | 42,000 | 41,000 | 39,000 |
| Securities available for sale | 11,354,000 | 10,054,000 | 8,564,000 | 13,081,000 |
| Securities held to maturity | 3,004,000 | 2,002,000 | 1,500,000 | 1,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,369,000 | 35,655,000 | 36,065,000 | 35,800,000 |
| Interest-bearing deposits | 31,584,000 | 31,611,000 | 32,262,000 | 31,861,000 |
| Noninterest-bearing deposits | 3,785,000 | 4,044,000 | 3,803,000 | 3,939,000 |
| Equity capital | 6,942,000 | 7,148,000 | 7,121,000 | 7,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 524,000 | 1,061,000 | 1,574,000 | 2,070,000 |
| Interest expense | 219,000 | 432,000 | 639,000 | 824,000 |
| Net interest income | 305,000 | 629,000 | 935,000 | 1,246,000 |
| Noninterest income | 36,000 | 71,000 | 105,000 | 147,000 |
| Noninterest expense | 273,000 | 546,000 | 821,000 | 1,061,000 |
| Provision for loan losses | 9,000 | 25,000 | 27,000 | 68,000 |
| Pretax income | 59,000 | 129,000 | 192,000 | 264,000 |
| Income tax | 5,000 | 21,000 | 51,000 | 93,000 |
| Net income | 54,000 | 108,000 | 141,000 | 171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,088,000 | 7,094,000 | 7,079,000 | 7,061,000 |
| Total capital | 7,133,000 | 7,136,000 | 7,120,000 | 7,106,000 |
| Risk-weighted assets | 15,324,000 | 15,433,000 | 15,462,000 | 15,067,000 |