Call reports 2015
SOUTHWEST BANK — 2015
What SOUTHWEST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 335,988,000 | 325,897,000 | 334,396,000 | 333,106,000 |
| Total loans | 226,069,000 | 229,532,000 | 231,414,000 | 234,284,000 |
| Allowance for loan losses | 2,442,000 | 2,640,000 | 2,789,000 | 2,976,000 |
| Securities available for sale | 48,426,000 | 47,193,000 | 42,366,000 | 50,978,000 |
| Securities held to maturity | 3,000 | 3,000 | 3,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,628,000 | 297,173,000 | 305,338,000 | 302,810,000 |
| Interest-bearing deposits | 118,816,000 | 119,037,000 | 120,524,000 | 126,106,000 |
| Noninterest-bearing deposits | 188,812,000 | 178,136,000 | 184,814,000 | 176,704,000 |
| Equity capital | 26,539,000 | 26,815,000 | 27,731,000 | 28,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,153,000 | 6,474,000 | 9,800,000 | 13,143,000 |
| Interest expense | 18,000 | 37,000 | 55,000 | 76,000 |
| Net interest income | 3,135,000 | 6,437,000 | 9,745,000 | 13,067,000 |
| Noninterest income | 1,008,000 | 2,423,000 | 3,825,000 | 5,228,000 |
| Noninterest expense | 3,253,000 | 6,616,000 | 10,001,000 | 13,134,000 |
| Provision for loan losses | 165,000 | 360,000 | 615,000 | 915,000 |
| Pretax income | 725,000 | 1,884,000 | 2,954,000 | 4,246,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 725,000 | 1,884,000 | 2,954,000 | 4,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,812,000 | 26,286,000 | 26,941,000 | 27,554,000 |
| Total capital | 28,399,000 | 29,083,000 | 29,887,000 | 30,675,000 |
| Risk-weighted assets | 223,235,000 | 257,193,000 | 254,359,000 | 249,671,000 |