Call reports 2008
SOUTHWEST BANK — 2008
What SOUTHWEST BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 155,271,000 | 150,284,000 | 170,355,000 | 169,438,000 |
| Total loans | 82,939,000 | 89,051,000 | 99,214,000 | 103,530,000 |
| Allowance for loan losses | 861,000 | 914,000 | 981,000 | 1,022,000 |
| Securities available for sale | 50,926,000 | 48,660,000 | 48,039,000 | 47,434,000 |
| Securities held to maturity | 11,000 | 11,000 | 11,000 | 10,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,070,000 | 134,870,000 | 153,714,000 | 151,655,000 |
| Interest-bearing deposits | 82,210,000 | 78,729,000 | 88,514,000 | 87,299,000 |
| Noninterest-bearing deposits | 55,861,000 | 56,141,000 | 65,200,000 | 64,355,000 |
| Equity capital | 16,593,000 | 14,750,000 | 15,840,000 | 17,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,217,000 | 4,408,000 | 6,718,000 | 9,021,000 |
| Interest expense | 538,000 | 975,000 | 1,395,000 | 1,758,000 |
| Net interest income | 1,679,000 | 3,433,000 | 5,323,000 | 7,263,000 |
| Noninterest income | 293,000 | 726,000 | 1,306,000 | 1,824,000 |
| Noninterest expense | 1,567,000 | 3,257,000 | 5,048,000 | 6,836,000 |
| Provision for loan losses | 45,000 | 90,000 | 145,000 | 230,000 |
| Pretax income | 361,000 | 818,000 | 1,442,000 | 2,027,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 361,000 | 818,000 | 1,442,000 | 2,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,800,000 | 14,721,000 | 15,188,000 | 15,437,000 |
| Total capital | 15,661,000 | 15,635,000 | 16,169,000 | 16,511,000 |
| Risk-weighted assets | 97,079,000 | 99,751,000 | 110,776,000 | 113,960,000 |