Call reports 2007
SOUTHWEST BANK — 2007
What SOUTHWEST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 121,508,000 | 118,802,000 | 127,024,000 | 139,858,000 |
| Total loans | 61,447,000 | 61,802,000 | 64,967,000 | 73,729,000 |
| Allowance for loan losses | 713,000 | 748,000 | 815,000 | 843,000 |
| Securities available for sale | 46,912,000 | 46,634,000 | 44,248,000 | 52,048,000 |
| Securities held to maturity | 13,000 | 12,000 | 12,000 | 12,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,412,000 | 110,939,000 | 118,268,000 | 123,806,000 |
| Interest-bearing deposits | 66,805,000 | 63,927,000 | 70,790,000 | 74,762,000 |
| Noninterest-bearing deposits | 46,607,000 | 47,012,000 | 47,478,000 | 49,044,000 |
| Equity capital | 7,640,000 | 7,284,000 | 8,040,000 | 15,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,932,000 | 3,909,000 | 5,949,000 | 8,158,000 |
| Interest expense | 536,000 | 1,097,000 | 1,670,000 | 2,262,000 |
| Net interest income | 1,396,000 | 2,812,000 | 4,279,000 | 5,896,000 |
| Noninterest income | 188,000 | 493,000 | 862,000 | 1,130,000 |
| Noninterest expense | 1,028,000 | 2,075,000 | 3,263,000 | 4,634,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 511,000 | 1,140,000 | 1,743,000 | 2,145,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 511,000 | 1,140,000 | 1,743,000 | 2,145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,940,000 | 8,239,000 | 8,340,000 | 15,039,000 |
| Total capital | 8,653,000 | 8,987,000 | 9,155,000 | 15,882,000 |
| Risk-weighted assets | 75,501,000 | 74,419,000 | 78,996,000 | 87,969,000 |