Call reports 2006
SOUTHWEST BANK — 2006
What SOUTHWEST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 106,738,000 | 109,608,000 | 111,781,000 | 120,509,000 |
| Total loans | 57,391,000 | 57,603,000 | 58,933,000 | 59,840,000 |
| Allowance for loan losses | 566,000 | 546,000 | 610,000 | 710,000 |
| Securities available for sale | 33,223,000 | 35,374,000 | 38,077,000 | 43,407,000 |
| Securities held to maturity | 19,000 | 17,000 | 15,000 | 14,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,951,000 | 102,803,000 | 104,402,000 | 112,507,000 |
| Interest-bearing deposits | 56,211,000 | 58,779,000 | 58,299,000 | 64,659,000 |
| Noninterest-bearing deposits | 43,740,000 | 44,024,000 | 46,103,000 | 47,848,000 |
| Equity capital | 6,503,000 | 6,489,000 | 7,005,000 | 7,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,558,000 | 3,269,000 | 5,101,000 | 7,038,000 |
| Interest expense | 362,000 | 787,000 | 1,238,000 | 1,750,000 |
| Net interest income | 1,196,000 | 2,482,000 | 3,863,000 | 5,288,000 |
| Noninterest income | 185,000 | 363,000 | 536,000 | 771,000 |
| Noninterest expense | 870,000 | 1,743,000 | 2,660,000 | 3,649,000 |
| Provision for loan losses | 65,000 | 110,000 | 180,000 | 285,000 |
| Pretax income | 446,000 | 992,000 | 1,559,000 | 2,035,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 446,000 | 992,000 | 1,559,000 | 2,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,215,000 | 7,510,000 | 7,603,000 | 7,988,000 |
| Total capital | 7,781,000 | 8,056,000 | 8,213,000 | 8,698,000 |
| Risk-weighted assets | 67,590,000 | 68,767,000 | 69,822,000 | 73,453,000 |