Call reports 2005
SOUTHWEST BANK — 2005
What SOUTHWEST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 88,011,000 | 94,785,000 | 92,134,000 | 100,774,000 |
| Total loans | 51,810,000 | 53,015,000 | 53,686,000 | 54,063,000 |
| Allowance for loan losses | 548,000 | 574,000 | 589,000 | 510,000 |
| Securities available for sale | 20,632,000 | 25,785,000 | 24,636,000 | 34,744,000 |
| Securities held to maturity | 32,000 | 30,000 | 23,000 | 20,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,176,000 | 88,595,000 | 86,102,000 | 94,043,000 |
| Interest-bearing deposits | 43,690,000 | 47,103,000 | 45,982,000 | 51,468,000 |
| Noninterest-bearing deposits | 38,486,000 | 41,492,000 | 40,120,000 | 42,575,000 |
| Equity capital | 5,715,000 | 6,004,000 | 5,809,000 | 6,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,139,000 | 2,379,000 | 3,711,000 | 5,185,000 |
| Interest expense | 169,000 | 371,000 | 626,000 | 942,000 |
| Net interest income | 970,000 | 2,008,000 | 3,085,000 | 4,243,000 |
| Noninterest income | 279,000 | 539,000 | 742,000 | 998,000 |
| Noninterest expense | 780,000 | 1,571,000 | 2,376,000 | 3,244,000 |
| Provision for loan losses | 130,000 | 210,000 | 260,000 | 380,000 |
| Pretax income | 339,000 | 766,000 | 1,191,000 | 1,617,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 339,000 | 766,000 | 1,191,000 | 1,617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,123,000 | 6,334,000 | 6,338,000 | 7,191,000 |
| Total capital | 6,671,000 | 6,908,000 | 6,927,000 | 7,701,000 |
| Risk-weighted assets | 59,689,000 | 62,867,000 | 61,650,000 | 63,083,000 |