Call reports 2004
SOUTHWEST BANK — 2004
What SOUTHWEST BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 82,144,000 | 81,358,000 | 84,763,000 | 83,491,000 |
| Total loans | 51,841,000 | 52,257,000 | 50,833,000 | 52,781,000 |
| Allowance for loan losses | 523,000 | 536,000 | 569,000 | 501,000 |
| Securities available for sale | 15,700,000 | 17,563,000 | 18,289,000 | 21,544,000 |
| Securities held to maturity | 44,000 | 40,000 | 38,000 | 34,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,330,000 | 75,757,000 | 79,018,000 | 77,355,000 |
| Interest-bearing deposits | 41,994,000 | 41,925,000 | 42,959,000 | 43,658,000 |
| Noninterest-bearing deposits | 34,336,000 | 33,832,000 | 36,059,000 | 33,697,000 |
| Equity capital | 5,739,000 | 5,372,000 | 5,617,000 | 5,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 980,000 | 1,975,000 | 3,020,000 | 4,125,000 |
| Interest expense | 124,000 | 253,000 | 391,000 | 539,000 |
| Net interest income | 856,000 | 1,722,000 | 2,629,000 | 3,586,000 |
| Noninterest income | 262,000 | 525,000 | 799,000 | 1,004,000 |
| Noninterest expense | 767,000 | 1,524,000 | 2,289,000 | 3,100,000 |
| Provision for loan losses | 75,000 | 165,000 | 255,000 | 345,000 |
| Pretax income | 276,000 | 558,000 | 884,000 | 1,145,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 276,000 | 558,000 | 884,000 | 1,145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,599,000 | 5,666,000 | 5,622,000 | 6,132,000 |
| Total capital | 6,122,000 | 6,202,000 | 6,191,000 | 6,633,000 |
| Risk-weighted assets | 57,936,000 | 58,424,000 | 57,880,000 | 59,081,000 |