Call reports 2003
SOUTHWEST BANK — 2003
What SOUTHWEST BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 68,228,000 | 69,772,000 | 73,842,000 | 78,603,000 |
| Total loans | 47,447,000 | 48,223,000 | 47,248,000 | 49,405,000 |
| Allowance for loan losses | 382,000 | 456,000 | 527,000 | 496,000 |
| Securities available for sale | 4,479,000 | 7,560,000 | 13,276,000 | 15,981,000 |
| Securities held to maturity | 271,000 | 164,000 | 151,000 | 146,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,079,000 | 64,461,000 | 68,650,000 | 72,739,000 |
| Interest-bearing deposits | 36,855,000 | 36,709,000 | 38,250,000 | 41,286,000 |
| Noninterest-bearing deposits | 26,224,000 | 27,752,000 | 30,400,000 | 31,453,000 |
| Equity capital | 5,086,000 | 5,222,000 | 5,090,000 | 5,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 911,000 | 1,838,000 | 2,761,000 | 3,708,000 |
| Interest expense | 128,000 | 256,000 | 376,000 | 498,000 |
| Net interest income | 783,000 | 1,582,000 | 2,385,000 | 3,210,000 |
| Noninterest income | 307,000 | 604,000 | 980,000 | 1,221,000 |
| Noninterest expense | 687,000 | 1,443,000 | 2,206,000 | 2,996,000 |
| Provision for loan losses | 92,000 | 182,000 | 272,000 | 362,000 |
| Pretax income | 319,000 | 585,000 | 911,000 | 1,097,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 319,000 | 585,000 | 911,000 | 1,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,023,000 | 5,137,000 | 5,112,000 | 5,755,000 |
| Total capital | 5,405,000 | 5,593,000 | 5,639,000 | 6,251,000 |
| Risk-weighted assets | 53,169,000 | 51,709,000 | 52,265,000 | 54,723,000 |