Call reports 2002
SOUTHWEST BANK — 2002
What SOUTHWEST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 64,427,000 | 66,725,000 | 67,171,000 | 67,731,000 |
| Total loans | 44,617,000 | 44,638,000 | 45,108,000 | 46,938,000 |
| Allowance for loan losses | 360,000 | 373,000 | 525,000 | 300,000 |
| Securities available for sale | 5,552,000 | 5,588,000 | 4,560,000 | 4,512,000 |
| Securities held to maturity | 348,000 | 340,000 | 290,000 | 285,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,173,000 | 61,582,000 | 61,989,000 | 62,543,000 |
| Interest-bearing deposits | 35,145,000 | 34,769,000 | 36,786,000 | 37,287,000 |
| Noninterest-bearing deposits | 24,028,000 | 26,813,000 | 25,203,000 | 25,256,000 |
| Equity capital | 5,043,000 | 5,013,000 | 5,056,000 | 5,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 972,000 | 1,953,000 | 2,922,000 | 3,880,000 |
| Interest expense | 197,000 | 365,000 | 526,000 | 667,000 |
| Net interest income | 775,000 | 1,588,000 | 2,396,000 | 3,213,000 |
| Noninterest income | 180,000 | 420,000 | 749,000 | 1,023,000 |
| Noninterest expense | 616,000 | 1,274,000 | 1,960,000 | 2,656,000 |
| Provision for loan losses | 46,000 | 103,000 | 253,000 | 359,000 |
| Pretax income | 293,000 | 631,000 | 932,000 | 1,221,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 293,000 | 631,000 | 932,000 | 1,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,107,000 | 4,970,000 | 4,988,000 | 5,016,000 |
| Total capital | 5,467,000 | 5,343,000 | 5,513,000 | 5,316,000 |
| Risk-weighted assets | 47,829,000 | 48,677,000 | 49,455,000 | 50,695,000 |