Call reports 2009
FIRST VIETNAMESE AMERICAN BANK — 2009
What FIRST VIETNAMESE AMERICAN BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 58,598,000 | 57,789,000 | 65,188,000 | 57,072,000 |
| Total loans | 48,802,000 | 48,654,000 | 44,643,000 | 41,694,000 |
| Allowance for loan losses | 1,047,000 | 1,161,000 | 1,455,000 | 1,435,000 |
| Securities available for sale | 5,004,000 | 4,720,000 | 4,911,000 | 3,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,234,000 | 53,570,000 | 61,560,000 | 53,985,000 |
| Interest-bearing deposits | 48,576,000 | 48,024,000 | 56,736,000 | 49,376,000 |
| Noninterest-bearing deposits | 4,658,000 | 5,545,000 | 4,824,000 | 4,609,000 |
| Equity capital | 4,767,000 | 3,633,000 | 3,123,000 | 2,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 687,000 | 1,484,000 | 2,145,000 | 2,749,000 |
| Interest expense | 439,000 | 881,000 | 1,290,000 | 1,654,000 |
| Net interest income | 248,000 | 603,000 | 855,000 | 1,095,000 |
| Noninterest income | 35,000 | 208,000 | 425,000 | 672,000 |
| Noninterest expense | 895,000 | 1,909,000 | 2,796,000 | 3,961,000 |
| Provision for loan losses | 0 | 376,000 | 677,000 | 679,000 |
| Pretax income | -612,000 | -1,475,000 | -2,194,000 | -2,874,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | -612,000 | -1,475,000 | -2,194,000 | -2,875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,759,000 | 3,902,000 | 3,195,000 | 2,524,000 |
| Total capital | 5,385,000 | 4,482,000 | 3,776,000 | 3,087,000 |
| Risk-weighted assets | 49,614,000 | 48,367,000 | 44,822,000 | 44,160,000 |