Call reports 2008
FIRST VIETNAMESE AMERICAN BANK — 2008
What FIRST VIETNAMESE AMERICAN BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 50,743,000 | 52,548,000 | 54,292,000 | 53,172,000 |
| Total loans | 39,305,000 | 42,105,000 | 44,340,000 | 45,125,000 |
| Allowance for loan losses | 638,000 | 638,000 | 638,000 | 1,047,000 |
| Securities available for sale | 4,084,000 | 3,030,000 | 2,988,000 | 2,015,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,062,000 | 43,994,000 | 46,511,000 | 47,141,000 |
| Interest-bearing deposits | 36,749,000 | 38,212,000 | 40,278,000 | 43,162,000 |
| Noninterest-bearing deposits | 5,313,000 | 5,782,000 | 6,233,000 | 3,979,000 |
| Equity capital | 8,446,000 | 7,936,000 | 7,404,000 | 5,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 862,000 | 1,682,000 | 2,479,000 | 3,232,000 |
| Interest expense | 451,000 | 870,000 | 1,316,000 | 1,759,000 |
| Net interest income | 411,000 | 812,000 | 1,163,000 | 1,473,000 |
| Noninterest income | 68,000 | 117,000 | 159,000 | 196,000 |
| Noninterest expense | 733,000 | 1,701,000 | 2,584,000 | 3,855,000 |
| Provision for loan losses | 81,000 | 81,000 | 81,000 | 1,245,000 |
| Pretax income | -335,000 | -849,000 | -1,339,000 | -3,427,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -335,000 | -850,000 | -1,340,000 | -3,428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,369,000 | 7,913,000 | 7,423,000 | 5,359,000 |
| Total capital | 8,897,000 | 8,502,000 | 8,012,000 | 5,977,000 |
| Risk-weighted assets | 44,444,000 | 46,261,000 | 49,058,000 | 48,914,000 |