Call reports 2007
FIRST VIETNAMESE AMERICAN BANK — 2007
What FIRST VIETNAMESE AMERICAN BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 46,101,000 | 44,177,000 | 44,193,000 | 48,583,000 |
| Total loans | 33,167,000 | 34,871,000 | 35,234,000 | 36,583,000 |
| Allowance for loan losses | 497,000 | 507,000 | 507,000 | 557,000 |
| Securities available for sale | 0 | 0 | 1,007,000 | 4,050,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,169,000 | 34,538,000 | 34,729,000 | 39,616,000 |
| Interest-bearing deposits | 28,120,000 | 28,743,000 | 30,651,000 | 35,397,000 |
| Noninterest-bearing deposits | 8,049,000 | 5,795,000 | 4,078,000 | 4,219,000 |
| Equity capital | 9,709,000 | 9,494,000 | 9,183,000 | 8,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 769,000 | 1,618,000 | 2,422,000 | 3,285,000 |
| Interest expense | 347,000 | 714,000 | 1,085,000 | 1,517,000 |
| Net interest income | 422,000 | 904,000 | 1,337,000 | 1,768,000 |
| Noninterest income | 23,000 | 47,000 | 79,000 | 104,000 |
| Noninterest expense | 755,000 | 1,544,000 | 2,365,000 | 3,128,000 |
| Provision for loan losses | 64,000 | 74,000 | 74,000 | 276,000 |
| Pretax income | -374,000 | -667,000 | -1,023,000 | -1,532,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -374,000 | -668,000 | -1,024,000 | -1,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,709,000 | 9,494,000 | 9,183,000 | 8,690,000 |
| Total capital | 10,206,000 | 9,960,000 | 9,634,000 | 9,148,000 |
| Risk-weighted assets | 39,069,000 | 37,242,000 | 37,308,000 | 41,509,000 |