Call reports 2006
FIRST VIETNAMESE AMERICAN BANK — 2006
What FIRST VIETNAMESE AMERICAN BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 31,929,000 | 35,965,000 | 34,362,000 | 43,561,000 |
| Total loans | 15,402,000 | 21,345,000 | 24,855,000 | 28,919,000 |
| Allowance for loan losses | 159,000 | 242,000 | 292,000 | 433,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,348,000 | 24,809,000 | 23,562,000 | 33,239,000 |
| Interest-bearing deposits | 14,258,000 | 20,917,000 | 18,909,000 | 27,670,000 |
| Noninterest-bearing deposits | 6,090,000 | 3,892,000 | 4,653,000 | 5,569,000 |
| Equity capital | 11,512,000 | 11,002,000 | 10,584,000 | 10,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 407,000 | 968,000 | 1,575,000 | 2,276,000 |
| Interest expense | 127,000 | 347,000 | 569,000 | 875,000 |
| Net interest income | 280,000 | 621,000 | 1,006,000 | 1,401,000 |
| Noninterest income | 18,000 | 33,000 | 48,000 | 69,000 |
| Noninterest expense | 864,000 | 1,711,000 | 2,542,000 | 3,422,000 |
| Provision for loan losses | 36,000 | 119,000 | 169,000 | 310,000 |
| Pretax income | -602,000 | -1,176,000 | -1,657,000 | -2,262,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | -602,000 | -1,176,000 | -1,658,000 | -2,263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,512,000 | 11,002,000 | 10,584,000 | 10,083,000 |
| Total capital | 11,671,000 | 11,244,000 | 10,876,000 | 10,516,000 |
| Risk-weighted assets | 19,919,000 | 28,103,000 | 30,633,000 | 34,952,000 |