Call reports 2005
FIRST VIETNAMESE AMERICAN BANK — 2005
What FIRST VIETNAMESE AMERICAN BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Total assets | 15,947,000 | 15,592,000 | 24,532,000 |
| Total loans | 50,000 | 3,184,000 | 12,749,000 |
| Allowance for loan losses | 0 | 12,000 | 123,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 1,429,000 | 2,859,000 | 12,464,000 |
| Interest-bearing deposits | 575,000 | 1,059,000 | 8,048,000 |
| Noninterest-bearing deposits | 854,000 | 1,800,000 | 4,416,000 |
| Equity capital | 13,344,000 | 12,706,000 | 12,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Interest income | 59,000 | 197,000 | 420,000 |
| Interest expense | 1,000 | 5,000 | 26,000 |
| Net interest income | 58,000 | 192,000 | 394,000 |
| Noninterest income | 1,000 | 4,000 | 11,000 |
| Noninterest expense | 603,000 | 1,366,000 | 2,869,000 |
| Provision for loan losses | 0 | 12,000 | 123,000 |
| Pretax income | -544,000 | -1,182,000 | -2,587,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -544,000 | -1,182,000 | -2,587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Tier 1 capital | 13,344,000 | 12,706,000 | 12,051,000 |
| Total capital | 13,344,000 | 12,718,000 | 12,174,000 |
| Risk-weighted assets | 4,225,000 | 6,053,000 | 17,180,000 |