Call reports 2015
METRO BANK — 2015
What METRO BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,974,603,000 | 3,001,357,000 | 2,966,230,000 | 2,905,349,000 |
| Total loans | 2,009,323,000 | 2,076,051,000 | 2,103,084,000 | 2,030,459,000 |
| Allowance for loan losses | 25,755,000 | 25,871,000 | 26,742,000 | 23,808,000 |
| Securities available for sale | 486,025,000 | 414,746,000 | 401,610,000 | 382,414,000 |
| Securities held to maturity | 323,082,000 | 350,486,000 | 325,378,000 | 342,248,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,425,645,000 | 2,377,340,000 | 2,452,614,000 | 2,365,913,000 |
| Interest-bearing deposits | 1,850,289,000 | 1,799,035,000 | 1,904,427,000 | 1,797,098,000 |
| Noninterest-bearing deposits | 575,356,000 | 578,305,000 | 548,187,000 | 568,815,000 |
| Equity capital | 257,215,000 | 259,234,000 | 272,142,000 | 280,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 28,455,000 | 56,416,000 | 84,791,000 | 112,243,000 |
| Interest expense | 1,856,000 | 3,694,000 | 5,641,000 | 7,572,000 |
| Net interest income | 26,599,000 | 52,722,000 | 79,150,000 | 104,671,000 |
| Noninterest income | 7,061,000 | 14,380,000 | 21,302,000 | 28,736,000 |
| Noninterest expense | 23,120,000 | 47,406,000 | 68,967,000 | 90,804,000 |
| Provision for loan losses | 1,500,000 | 4,100,000 | 6,350,000 | 9,300,000 |
| Pretax income | 9,012,000 | 16,012,000 | 25,563,000 | 33,731,000 |
| Income tax | 2,794,000 | 5,260,000 | 8,710,000 | 10,853,000 |
| Net income | 6,218,000 | 10,752,000 | 16,853,000 | 22,878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 258,381,000 | 264,850,000 | 273,713,000 | 284,185,000 |
| Total capital | 285,136,000 | 291,521,000 | 301,255,000 | 308,793,000 |
| Risk-weighted assets | 2,215,985,000 | 2,298,671,000 | 2,315,618,000 | 2,240,598,000 |