Call reports 2014
METRO BANK — 2014
What METRO BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,849,300,000 | 2,868,409,000 | 2,960,170,000 | 2,997,593,000 |
| Total loans | 1,805,786,000 | 1,857,696,000 | 1,918,708,000 | 2,003,530,000 |
| Allowance for loan losses | 23,934,000 | 24,271,000 | 24,540,000 | 24,998,000 |
| Securities available for sale | 579,791,000 | 566,837,000 | 557,098,000 | 528,038,000 |
| Securities held to maturity | 280,096,000 | 278,019,000 | 330,417,000 | 324,994,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,205,506,000 | 2,197,018,000 | 2,333,642,000 | 2,399,684,000 |
| Interest-bearing deposits | 1,707,572,000 | 1,678,977,000 | 1,837,909,000 | 1,901,952,000 |
| Noninterest-bearing deposits | 497,934,000 | 518,041,000 | 495,733,000 | 497,732,000 |
| Equity capital | 246,273,000 | 254,597,000 | 252,588,000 | 247,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 25,810,000 | 52,345,000 | 79,871,000 | 107,894,000 |
| Interest expense | 1,665,000 | 3,343,000 | 5,165,000 | 7,040,000 |
| Net interest income | 24,145,000 | 49,002,000 | 74,706,000 | 100,854,000 |
| Noninterest income | 6,609,000 | 13,516,000 | 20,534,000 | 27,611,000 |
| Noninterest expense | 22,642,000 | 45,445,000 | 67,500,000 | 89,227,000 |
| Provision for loan losses | 900,000 | 2,000,000 | 4,100,000 | 6,750,000 |
| Pretax income | 7,223,000 | 15,084,000 | 23,677,000 | 32,406,000 |
| Income tax | 1,959,000 | 4,419,000 | 7,131,000 | 9,904,000 |
| Net income | 5,264,000 | 10,665,000 | 16,546,000 | 22,502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 257,293,000 | 263,373,000 | 262,671,000 | 251,360,000 |
| Total capital | 281,227,000 | 287,644,000 | 287,211,000 | 276,358,000 |
| Risk-weighted assets | 1,991,441,000 | 2,038,582,000 | 2,121,144,000 | 2,193,775,000 |