Call reports 2013
METRO BANK — 2013
What METRO BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,614,713,000 | 2,657,686,000 | 2,755,215,000 | 2,780,386,000 |
| Total loans | 1,581,079,000 | 1,641,026,000 | 1,707,687,000 | 1,757,097,000 |
| Allowance for loan losses | 27,472,000 | 28,038,000 | 27,425,000 | 23,110,000 |
| Securities available for sale | 672,844,000 | 644,668,000 | 612,151,000 | 585,923,000 |
| Securities held to maturity | 222,489,000 | 218,794,000 | 277,224,000 | 283,814,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,209,263,000 | 2,180,095,000 | 2,187,875,000 | 2,250,036,000 |
| Interest-bearing deposits | 1,714,654,000 | 1,704,972,000 | 1,741,083,000 | 1,796,338,000 |
| Noninterest-bearing deposits | 494,609,000 | 475,123,000 | 446,792,000 | 453,698,000 |
| Equity capital | 240,873,000 | 233,088,000 | 235,867,000 | 235,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 24,932,000 | 50,054,000 | 75,460,000 | 101,401,000 |
| Interest expense | 1,803,000 | 3,509,000 | 5,202,000 | 6,969,000 |
| Net interest income | 23,129,000 | 46,545,000 | 70,258,000 | 94,432,000 |
| Noninterest income | 6,855,000 | 13,565,000 | 20,500,000 | 27,198,000 |
| Noninterest expense | 22,027,000 | 44,188,000 | 66,457,000 | 89,122,000 |
| Provision for loan losses | 2,300,000 | 4,100,000 | 5,300,000 | 6,875,000 |
| Pretax income | 5,687,000 | 11,843,000 | 19,022,000 | 26,297,000 |
| Income tax | 1,642,000 | 3,499,000 | 5,717,000 | 7,911,000 |
| Net income | 4,045,000 | 8,344,000 | 13,305,000 | 18,386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 236,279,000 | 241,041,000 | 246,512,000 | 251,844,000 |
| Total capital | 258,483,000 | 264,145,000 | 270,244,000 | 274,954,000 |
| Risk-weighted assets | 1,770,965,000 | 1,843,339,000 | 1,894,829,000 | 1,951,262,000 |