Call reports 2012
METRO BANK — 2012
What METRO BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,467,221,000 | 2,448,413,000 | 2,537,255,000 | 2,635,580,000 |
| Total loans | 1,488,344,000 | 1,506,934,000 | 1,513,841,000 | 1,543,980,000 |
| Allowance for loan losses | 23,759,000 | 26,158,000 | 25,596,000 | 25,282,000 |
| Securities available for sale | 621,931,000 | 604,940,000 | 619,410,000 | 675,109,000 |
| Securities held to maturity | 210,808,000 | 191,328,000 | 173,499,000 | 269,783,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,106,035,000 | 2,106,159,000 | 2,264,059,000 | 2,244,592,000 |
| Interest-bearing deposits | 1,639,892,000 | 1,646,994,000 | 1,792,506,000 | 1,776,297,000 |
| Noninterest-bearing deposits | 466,143,000 | 459,165,000 | 471,553,000 | 468,295,000 |
| Equity capital | 228,088,000 | 231,070,000 | 235,290,000 | 239,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 24,679,000 | 49,910,000 | 74,693,000 | 99,386,000 |
| Interest expense | 2,199,000 | 4,337,000 | 6,286,000 | 8,161,000 |
| Net interest income | 22,480,000 | 45,573,000 | 68,407,000 | 91,225,000 |
| Noninterest income | 6,643,000 | 13,276,000 | 20,033,000 | 27,094,000 |
| Noninterest expense | 22,611,000 | 44,237,000 | 67,192,000 | 89,378,000 |
| Provision for loan losses | 2,500,000 | 5,450,000 | 7,950,000 | 10,100,000 |
| Pretax income | 4,347,000 | 9,509,000 | 13,608,000 | 19,243,000 |
| Income tax | 1,187,000 | 2,692,000 | 4,320,000 | 6,082,000 |
| Net income | 3,160,000 | 6,817,000 | 9,288,000 | 13,161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 221,035,000 | 225,039,000 | 227,854,000 | 232,065,000 |
| Total capital | 242,625,000 | 246,446,000 | 249,215,000 | 253,852,000 |
| Risk-weighted assets | 1,725,001,000 | 1,707,782,000 | 1,704,650,000 | 1,739,499,000 |