Call reports 2011
METRO BANK — 2011
What METRO BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 2,315,460,000 | 2,382,613,000 | 2,431,170,000 | 2,417,820,000 |
| Total loans | 1,461,305,000 | 1,465,535,000 | 1,453,408,000 | 1,446,027,000 |
| Allowance for loan losses | 21,850,000 | 21,723,000 | 23,307,000 | 21,620,000 |
| Securities available for sale | 471,719,000 | 488,258,000 | 580,742,000 | 613,459,000 |
| Securities held to maturity | 220,087,000 | 225,386,000 | 239,332,000 | 196,635,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,910,309,000 | 1,916,897,000 | 2,084,442,000 | 2,091,261,000 |
| Interest-bearing deposits | 1,710,964,000 | 1,718,266,000 | 1,666,841,000 | 1,674,329,000 |
| Noninterest-bearing deposits | 199,345,000 | 198,631,000 | 417,601,000 | 416,932,000 |
| Equity capital | 208,895,000 | 217,117,000 | 220,371,000 | 221,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 24,257,000 | 49,340,000 | 74,188,000 | 99,389,000 |
| Interest expense | 3,217,000 | 6,398,000 | 9,376,000 | 12,085,000 |
| Net interest income | 21,040,000 | 42,942,000 | 64,812,000 | 87,304,000 |
| Noninterest income | 7,560,000 | 15,103,000 | 21,905,000 | 28,580,000 |
| Noninterest expense | 23,200,000 | 47,414,000 | 69,825,000 | 91,615,000 |
| Provision for loan losses | 1,792,000 | 3,492,000 | 17,242,000 | 20,592,000 |
| Pretax income | 3,642,000 | 7,167,000 | -315,000 | 3,703,000 |
| Income tax | 943,000 | 1,900,000 | -900,000 | 208,000 |
| Net income | 2,699,000 | 5,267,000 | 585,000 | 3,495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 213,202,000 | 217,088,000 | 213,919,000 | 217,764,000 |
| Total capital | 234,281,000 | 238,620,000 | 235,241,000 | 238,919,000 |
| Risk-weighted assets | 1,685,564,000 | 1,722,373,000 | 1,703,808,000 | 1,691,970,000 |