Call reports 2010
METRO BANK — 2010
What METRO BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 2,165,076,000 | 2,190,142,000 | 2,226,430,000 | 2,228,997,000 |
| Total loans | 1,419,784,000 | 1,465,207,000 | 1,414,779,000 | 1,397,810,000 |
| Allowance for loan losses | 15,178,000 | 16,178,000 | 21,169,000 | 21,618,000 |
| Securities available for sale | 441,442,000 | 433,795,000 | 409,067,000 | 438,012,000 |
| Securities held to maturity | 110,935,000 | 114,875,000 | 226,863,000 | 227,576,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,875,143,000 | 1,860,950,000 | 1,955,347,000 | 1,858,441,000 |
| Interest-bearing deposits | 1,682,470,000 | 1,678,279,000 | 1,771,413,000 | 1,670,736,000 |
| Noninterest-bearing deposits | 192,673,000 | 182,671,000 | 183,934,000 | 187,705,000 |
| Equity capital | 199,760,000 | 205,967,000 | 207,515,000 | 203,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 24,304,000 | 49,056,000 | 73,650,000 | 98,617,000 |
| Interest expense | 4,001,000 | 7,752,000 | 11,351,000 | 14,751,000 |
| Net interest income | 20,303,000 | 41,304,000 | 62,299,000 | 83,866,000 |
| Noninterest income | 5,965,000 | 12,554,000 | 19,693,000 | 27,633,000 |
| Noninterest expense | 23,336,000 | 47,636,000 | 71,510,000 | 97,541,000 |
| Provision for loan losses | 2,400,000 | 5,000,000 | 18,400,000 | 21,000,000 |
| Pretax income | 241,000 | 1,226,000 | -7,844,000 | -5,203,000 |
| Income tax | -516,000 | -460,000 | -3,939,000 | -3,288,000 |
| Net income | 757,000 | 1,686,000 | -3,905,000 | -1,915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 208,081,000 | 210,113,000 | 205,916,000 | 209,253,000 |
| Total capital | 223,259,000 | 226,291,000 | 226,938,000 | 229,681,000 |
| Risk-weighted assets | 1,711,917,000 | 1,747,120,000 | 1,681,640,000 | 1,633,082,000 |