Call reports 2009
METRO BANK — 2009
What METRO BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 2,113,638,000 | 2,079,565,000 | 2,084,805,000 | 2,146,182,000 |
| Total loans | 1,488,391,000 | 1,499,844,000 | 1,484,543,000 | 1,456,495,000 |
| Allowance for loan losses | 16,231,000 | 19,337,000 | 14,618,000 | 14,391,000 |
| Securities available for sale | 328,868,000 | 289,875,000 | 296,953,000 | 388,836,000 |
| Securities held to maturity | 141,742,000 | 114,894,000 | 96,867,000 | 117,815,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,670,884,000 | 1,726,109,000 | 1,739,040,000 | 1,847,656,000 |
| Interest-bearing deposits | 1,598,945,000 | 1,644,789,000 | 1,601,878,000 | 1,678,662,000 |
| Noninterest-bearing deposits | 71,939,000 | 81,320,000 | 137,162,000 | 168,994,000 |
| Equity capital | 145,416,000 | 145,221,000 | 197,906,000 | 195,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 25,414,000 | 50,554,000 | 74,984,000 | 99,036,000 |
| Interest expense | 5,306,000 | 10,577,000 | 15,549,000 | 20,132,000 |
| Net interest income | 20,108,000 | 39,977,000 | 59,435,000 | 78,904,000 |
| Noninterest income | 5,359,000 | 13,790,000 | 22,680,000 | 29,612,000 |
| Noninterest expense | 20,175,000 | 44,824,000 | 69,899,000 | 95,205,000 |
| Provision for loan losses | 3,200,000 | 6,900,000 | 10,625,000 | 12,425,000 |
| Pretax income | 2,092,000 | 725,000 | 836,000 | 117,000 |
| Income tax | 551,000 | -130,000 | -246,000 | -708,000 |
| Net income | 1,541,000 | 855,000 | 1,082,000 | 825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 160,021,000 | 160,100,000 | 206,185,000 | 206,663,000 |
| Total capital | 176,252,000 | 179,437,000 | 220,803,000 | 221,054,000 |
| Risk-weighted assets | 1,697,286,000 | 1,714,784,000 | 1,776,068,000 | 1,720,096,000 |