Call reports 2007
METRO BANK — 2007
What METRO BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,897,102,000 | 1,914,427,000 | 2,014,260,000 | 1,977,837,000 |
| Total loans | 1,066,370,000 | 1,090,687,000 | 1,127,362,000 | 1,171,514,000 |
| Allowance for loan losses | 9,992,000 | 10,358,000 | 10,673,000 | 10,742,000 |
| Securities available for sale | 378,195,000 | 358,153,000 | 396,377,000 | 387,166,000 |
| Securities held to maturity | 303,524,000 | 298,967,000 | 324,664,000 | 257,467,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,561,581,000 | 1,534,065,000 | 1,643,552,000 | 1,562,235,000 |
| Interest-bearing deposits | 1,273,280,000 | 1,239,378,000 | 1,360,733,000 | 1,289,155,000 |
| Noninterest-bearing deposits | 288,301,000 | 294,687,000 | 282,819,000 | 273,080,000 |
| Equity capital | 132,341,000 | 132,273,000 | 135,778,000 | 139,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 27,960,000 | 56,995,000 | 86,715,000 | 116,829,000 |
| Interest expense | 13,898,000 | 27,848,000 | 41,447,000 | 53,850,000 |
| Net interest income | 14,062,000 | 29,147,000 | 45,268,000 | 62,979,000 |
| Noninterest income | 4,794,000 | 10,299,000 | 15,831,000 | 21,701,000 |
| Noninterest expense | 16,419,000 | 33,630,000 | 51,290,000 | 70,332,000 |
| Provision for loan losses | 480,000 | 980,000 | 1,517,000 | 1,762,000 |
| Pretax income | 2,128,000 | 5,007,000 | 8,463,000 | 12,757,000 |
| Income tax | 559,000 | 1,386,000 | 2,446,000 | 3,773,000 |
| Net income | 1,569,000 | 3,621,000 | 6,017,000 | 8,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 135,164,000 | 137,789,000 | 140,305,000 | 143,814,000 |
| Total capital | 145,156,000 | 148,147,000 | 150,978,000 | 154,556,000 |
| Risk-weighted assets | 1,358,276,000 | 1,376,685,000 | 1,425,273,000 | 1,435,220,000 |