Call reports 2006
METRO BANK — 2006
What METRO BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,752,131,000 | 1,783,264,000 | 1,837,367,000 | 1,865,193,000 |
| Total loans | 885,686,000 | 908,647,000 | 949,852,000 | 998,064,000 |
| Allowance for loan losses | 9,656,000 | 9,677,000 | 9,635,000 | 9,685,000 |
| Securities available for sale | 417,362,000 | 397,797,000 | 417,386,000 | 392,058,000 |
| Securities held to maturity | 315,823,000 | 325,093,000 | 320,482,000 | 319,628,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,448,516,000 | 1,416,873,000 | 1,607,756,000 | 1,617,708,000 |
| Interest-bearing deposits | 1,171,382,000 | 1,136,673,000 | 1,336,600,000 | 1,341,852,000 |
| Noninterest-bearing deposits | 277,134,000 | 280,200,000 | 271,156,000 | 275,856,000 |
| Equity capital | 105,340,000 | 106,266,000 | 126,823,000 | 128,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 24,495,000 | 50,826,000 | 77,816,000 | 105,341,000 |
| Interest expense | 10,737,000 | 23,032,000 | 36,359,000 | 50,029,000 |
| Net interest income | 13,758,000 | 27,794,000 | 41,457,000 | 55,312,000 |
| Noninterest income | 4,035,000 | 8,255,000 | 12,777,000 | 17,455,000 |
| Noninterest expense | 13,798,000 | 28,048,000 | 42,737,000 | 58,348,000 |
| Provision for loan losses | 475,000 | 981,000 | 1,409,000 | 1,634,000 |
| Pretax income | 3,520,000 | 7,020,000 | 10,088,000 | 12,945,000 |
| Income tax | 1,178,000 | 2,340,000 | 3,424,000 | 4,173,000 |
| Net income | 2,342,000 | 4,680,000 | 6,664,000 | 8,772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,613,000 | 114,163,000 | 131,175,000 | 133,145,000 |
| Total capital | 121,269,000 | 123,840,000 | 140,810,000 | 142,830,000 |
| Risk-weighted assets | 1,197,092,000 | 1,222,405,000 | 1,282,352,000 | 1,334,120,000 |