Call reports 2003
METRO BANK — 2003
What METRO BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 834,782,000 | 844,861,000 | 957,426,000 | 1,051,620,000 |
| Total loans | 390,026,000 | 419,552,000 | 443,326,000 | 485,108,000 |
| Allowance for loan losses | 5,434,000 | 5,667,000 | 5,777,000 | 6,007,000 |
| Securities available for sale | 247,900,000 | 213,468,000 | 215,844,000 | 279,801,000 |
| Securities held to maturity | 119,135,000 | 126,912,000 | 175,103,000 | 204,453,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 774,359,000 | 782,733,000 | 894,608,000 | 906,527,000 |
| Interest-bearing deposits | 629,941,000 | 626,765,000 | 724,612,000 | 736,113,000 |
| Noninterest-bearing deposits | 144,418,000 | 155,968,000 | 169,996,000 | 170,414,000 |
| Equity capital | 57,072,000 | 59,299,000 | 60,220,000 | 62,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 11,069,000 | 22,412,000 | 33,525,000 | 46,528,000 |
| Interest expense | 2,835,000 | 5,428,000 | 7,778,000 | 10,296,000 |
| Net interest income | 8,234,000 | 16,984,000 | 25,747,000 | 36,232,000 |
| Noninterest income | 1,899,000 | 3,901,000 | 5,910,000 | 8,035,000 |
| Noninterest expense | 6,996,000 | 14,368,000 | 22,371,000 | 32,071,000 |
| Provision for loan losses | 325,000 | 850,000 | 1,200,000 | 1,695,000 |
| Pretax income | 2,812,000 | 5,667,000 | 8,374,000 | 11,381,000 |
| Income tax | 920,000 | 1,855,000 | 2,725,000 | 3,698,000 |
| Net income | 1,892,000 | 3,812,000 | 5,649,000 | 7,683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,914,000 | 57,931,000 | 59,674,000 | 61,707,000 |
| Total capital | 61,348,000 | 63,598,000 | 65,451,000 | 67,714,000 |
| Risk-weighted assets | 513,711,000 | 540,613,000 | 589,757,000 | 649,897,000 |