Call reports 2002
METRO BANK — 2002
What METRO BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 638,506,000 | 673,274,000 | 789,208,000 | 786,218,000 |
| Total loans | 353,608,000 | 363,041,000 | 376,218,000 | 379,395,000 |
| Allowance for loan losses | 4,785,000 | 4,965,000 | 5,270,000 | 5,146,000 |
| Securities available for sale | 105,521,000 | 128,696,000 | 170,184,000 | 205,436,000 |
| Securities held to maturity | 104,610,000 | 120,358,000 | 110,557,000 | 97,624,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 588,371,000 | 618,478,000 | 731,503,000 | 726,953,000 |
| Interest-bearing deposits | 473,109,000 | 496,883,000 | 598,781,000 | 599,754,000 |
| Noninterest-bearing deposits | 115,262,000 | 121,595,000 | 132,722,000 | 127,199,000 |
| Equity capital | 46,933,000 | 51,453,000 | 53,441,000 | 55,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 10,128,000 | 20,594,000 | 31,650,000 | 42,833,000 |
| Interest expense | 3,234,000 | 6,499,000 | 9,775,000 | 12,941,000 |
| Net interest income | 6,894,000 | 14,095,000 | 21,875,000 | 29,892,000 |
| Noninterest income | 1,565,000 | 3,192,000 | 4,921,000 | 6,870,000 |
| Noninterest expense | 5,691,000 | 11,819,000 | 18,352,000 | 25,171,000 |
| Provision for loan losses | 435,000 | 715,000 | 1,090,000 | 1,435,000 |
| Pretax income | 2,333,000 | 4,753,000 | 7,354,000 | 10,156,000 |
| Income tax | 783,000 | 1,598,000 | 2,473,000 | 3,419,000 |
| Net income | 1,550,000 | 3,155,000 | 4,881,000 | 6,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,379,000 | 50,252,000 | 51,820,000 | 54,014,000 |
| Total capital | 52,164,000 | 55,217,000 | 57,090,000 | 59,160,000 |
| Risk-weighted assets | 448,121,000 | 458,432,000 | 485,944,000 | 486,217,000 |