Call reports 2001
METRO BANK — 2001
What METRO BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 522,179,000 | 527,723,000 | 584,875,000 | 609,377,000 |
| Total loans | 307,440,000 | 316,544,000 | 331,173,000 | 350,335,000 |
| Allowance for loan losses | 3,977,000 | 4,162,000 | 4,451,000 | 4,544,000 |
| Securities available for sale | 88,487,000 | 89,053,000 | 106,196,000 | 104,722,000 |
| Securities held to maturity | 61,357,000 | 77,116,000 | 80,388,000 | 103,349,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 486,172,000 | 491,368,000 | 538,038,000 | 561,738,000 |
| Interest-bearing deposits | 391,921,000 | 388,321,000 | 438,401,000 | 456,567,000 |
| Noninterest-bearing deposits | 94,251,000 | 103,047,000 | 99,637,000 | 105,171,000 |
| Equity capital | 33,236,000 | 34,386,000 | 44,775,000 | 45,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 9,289,000 | 18,903,000 | 28,750,000 | 38,779,000 |
| Interest expense | 4,169,000 | 8,079,000 | 11,914,000 | 15,431,000 |
| Net interest income | 5,120,000 | 10,824,000 | 16,836,000 | 23,348,000 |
| Noninterest income | 1,529,000 | 2,998,000 | 4,461,000 | 6,020,000 |
| Noninterest expense | 4,841,000 | 9,907,000 | 15,006,000 | 20,299,000 |
| Provision for loan losses | 285,000 | 600,000 | 1,005,000 | 1,469,000 |
| Pretax income | 1,575,000 | 3,367,000 | 5,338,000 | 7,652,000 |
| Income tax | 526,000 | 1,124,000 | 1,783,000 | 2,562,000 |
| Net income | 1,049,000 | 2,243,000 | 3,555,000 | 5,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,362,000 | 34,534,000 | 43,863,000 | 45,511,000 |
| Total capital | 37,339,000 | 38,696,000 | 48,314,000 | 50,055,000 |
| Risk-weighted assets | 360,669,000 | 374,805,000 | 403,026,000 | 426,386,000 |