Call reports 2022
DRUMMOND COMMUNITY BANK — 2022
What DRUMMOND COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Total assets | 1,025,016,000 | 1,015,279,000 | 1,020,206,000 |
| Total loans | 542,718,000 | 570,917,000 | 588,409,000 |
| Allowance for loan losses | 9,636,000 | 10,130,000 | 10,426,000 |
| Securities available for sale | 377,157,000 | 358,464,000 | 339,199,000 |
| Securities held to maturity | 5,615,000 | 4,918,000 | 4,917,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 931,776,000 | 924,120,000 | 879,461,000 |
| Interest-bearing deposits | 456,966,000 | 458,543,000 | 415,146,000 |
| Noninterest-bearing deposits | 474,810,000 | 465,577,000 | 464,315,000 |
| Equity capital | 85,528,000 | 71,023,000 | 61,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Interest income | 9,390,000 | 19,809,000 | 30,348,000 |
| Interest expense | 138,000 | 280,000 | 557,000 |
| Net interest income | 9,252,000 | 19,529,000 | 29,791,000 |
| Noninterest income | 2,599,000 | 5,087,000 | 7,469,000 |
| Noninterest expense | 7,655,000 | 15,640,000 | 24,319,000 |
| Provision for loan losses | 742,000 | 1,715,000 | 3,014,000 |
| Pretax income | 3,454,000 | 7,261,000 | 9,930,000 |
| Income tax | 775,000 | 1,738,000 | 1,857,000 |
| Net income | 2,679,000 | 5,523,000 | 8,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Tier 1 capital | 99,464,000 | 101,372,000 | 103,987,000 |