Call reports 2021
DRUMMOND COMMUNITY BANK — 2021
What DRUMMOND COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 859,431,000 | 917,699,000 | 957,700,000 | 985,322,000 |
| Total loans | 450,818,000 | 478,307,000 | 461,820,000 | 491,988,000 |
| Allowance for loan losses | 9,157,000 | 9,433,000 | 9,336,000 | 9,380,000 |
| Securities available for sale | 318,862,000 | 368,889,000 | 205,542,000 | 407,266,000 |
| Securities held to maturity | 5,122,000 | 5,121,000 | 5,121,000 | 5,121,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 758,811,000 | 810,068,000 | 848,252,000 | 874,285,000 |
| Interest-bearing deposits | 365,771,000 | 392,952,000 | 410,663,000 | 434,218,000 |
| Noninterest-bearing deposits | 393,040,000 | 417,116,000 | 437,589,000 | 440,067,000 |
| Equity capital | 94,834,000 | 99,369,000 | 102,260,000 | 103,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,387,000 | 15,556,000 | 24,766,000 | 34,101,000 |
| Interest expense | 193,000 | 369,000 | 540,000 | 685,000 |
| Net interest income | 7,194,000 | 15,187,000 | 24,226,000 | 33,416,000 |
| Noninterest income | 2,319,000 | 4,842,000 | 7,342,000 | 10,057,000 |
| Noninterest expense | 6,386,000 | 13,375,000 | 20,777,000 | 28,430,000 |
| Provision for loan losses | 425,000 | 771,000 | 1,074,000 | 1,406,000 |
| Pretax income | 2,700,000 | 6,731,000 | 11,522,000 | 15,443,000 |
| Income tax | 579,000 | 1,373,000 | 2,320,000 | 2,956,000 |
| Net income | 2,121,000 | 5,358,000 | 9,202,000 | 12,487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,160,000 | 90,462,000 | 94,120,000 | 96,720,000 |