Call reports 2020
DRUMMOND COMMUNITY BANK — 2020
What DRUMMOND COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 686,674,000 | 778,766,000 | 798,407,000 | 838,524,000 |
| Total loans | 387,446,000 | 466,816,000 | 468,749,000 | 467,536,000 |
| Allowance for loan losses | 8,375,000 | 8,456,000 | 8,491,000 | 8,760,000 |
| Securities available for sale | 235,545,000 | 240,160,000 | 268,594,000 | 275,438,000 |
| Securities held to maturity | 5,574,000 | 5,573,000 | 5,123,000 | 5,123,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 575,538,000 | 682,031,000 | 685,719,000 | 736,341,000 |
| Interest-bearing deposits | 325,590,000 | 359,031,000 | 341,491,000 | 372,329,000 |
| Noninterest-bearing deposits | 249,948,000 | 323,000,000 | 344,228,000 | 364,012,000 |
| Equity capital | 86,054,000 | 91,654,000 | 95,019,000 | 97,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,150,000 | 17,961,000 | 25,262,000 | 32,824,000 |
| Interest expense | 424,000 | 702,000 | 931,000 | 1,162,000 |
| Net interest income | 6,726,000 | 17,259,000 | 24,331,000 | 31,662,000 |
| Noninterest income | 1,909,000 | 3,545,000 | 5,535,000 | 7,812,000 |
| Noninterest expense | 5,884,000 | 11,685,000 | 17,885,000 | 24,399,000 |
| Provision for loan losses | 149,000 | 348,000 | 604,000 | 922,000 |
| Pretax income | 2,602,000 | 8,772,000 | 11,378,000 | 14,155,000 |
| Income tax | 518,000 | 1,914,000 | 2,377,000 | 2,850,000 |
| Net income | 2,084,000 | 6,858,000 | 9,001,000 | 11,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,809,000 | 80,648,000 | 82,857,000 | 84,974,000 |