Call reports 2019
DRUMMOND COMMUNITY BANK — 2019
What DRUMMOND COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 619,470,000 | 638,282,000 | 632,828,000 | 655,274,000 |
| Total loans | 373,835,000 | 379,383,000 | 378,553,000 | 382,624,000 |
| Allowance for loan losses | 7,898,000 | 8,076,000 | 8,192,000 | 8,304,000 |
| Securities available for sale | 170,544,000 | 187,940,000 | 199,149,000 | 204,868,000 |
| Securities held to maturity | 5,129,000 | 5,129,000 | 5,128,000 | 5,538,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 546,971,000 | 563,072,000 | 548,564,000 | 574,194,000 |
| Interest-bearing deposits | 313,504,000 | 310,982,000 | 313,777,000 | 336,282,000 |
| Noninterest-bearing deposits | 233,467,000 | 252,090,000 | 234,787,000 | 237,912,000 |
| Equity capital | 68,082,000 | 72,530,000 | 77,469,000 | 78,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,822,000 | 13,839,000 | 20,985,000 | 28,153,000 |
| Interest expense | 393,000 | 865,000 | 1,389,000 | 1,916,000 |
| Net interest income | 6,429,000 | 12,974,000 | 19,596,000 | 26,237,000 |
| Noninterest income | 1,498,000 | 3,311,000 | 5,211,000 | 7,010,000 |
| Noninterest expense | 5,684,000 | 11,420,000 | 17,232,000 | 23,203,000 |
| Provision for loan losses | 206,000 | 430,000 | 507,000 | 661,000 |
| Pretax income | 2,037,000 | 4,437,000 | 7,076,000 | 9,396,000 |
| Income tax | 279,000 | 904,000 | 1,455,000 | 1,391,000 |
| Net income | 1,758,000 | 3,533,000 | 5,621,000 | 8,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,143,000 | 69,080,000 | 71,331,000 | 73,878,000 |
| Total capital | 72,233,000 | 74,264,000 | 76,507,000 | 79,171,000 |
| Risk-weighted assets | 404,385,000 | 411,853,000 | 411,089,000 | 420,401,000 |