Call reports 2018
DRUMMOND COMMUNITY BANK — 2018
What DRUMMOND COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 520,062,000 | 518,411,000 | 512,912,000 | 525,509,000 |
| Total loans | 284,469,000 | 285,627,000 | 288,825,000 | 298,513,000 |
| Allowance for loan losses | 6,946,000 | 6,985,000 | 7,172,000 | 7,181,000 |
| Securities available for sale | 178,070,000 | 176,526,000 | 171,520,000 | 156,408,000 |
| Securities held to maturity | 4,487,000 | 4,739,000 | 4,738,000 | 5,130,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 447,301,000 | 450,348,000 | 435,262,000 | 463,073,000 |
| Interest-bearing deposits | 247,588,000 | 235,537,000 | 232,089,000 | 252,074,000 |
| Noninterest-bearing deposits | 199,713,000 | 214,811,000 | 203,173,000 | 210,999,000 |
| Equity capital | 60,252,000 | 60,826,000 | 60,395,000 | 60,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,722,000 | 11,386,000 | 17,149,000 | 22,954,000 |
| Interest expense | 126,000 | 258,000 | 433,000 | 740,000 |
| Net interest income | 5,596,000 | 11,128,000 | 16,716,000 | 22,214,000 |
| Noninterest income | 1,365,000 | 2,753,000 | 4,218,000 | 5,609,000 |
| Noninterest expense | 4,542,000 | 9,238,000 | 13,845,000 | 18,736,000 |
| Provision for loan losses | 222,000 | 449,000 | 673,000 | 900,000 |
| Pretax income | 2,193,000 | 4,191,000 | 6,416,000 | 8,170,000 |
| Income tax | 374,000 | 747,000 | 1,126,000 | -42,000 |
| Net income | 1,819,000 | 3,444,000 | 5,290,000 | 8,212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,208,000 | 64,598,000 | 65,914,000 | 63,954,000 |
| Total capital | 67,299,000 | 68,730,000 | 70,082,000 | 68,203,000 |
| Risk-weighted assets | 324,435,000 | 327,703,000 | 330,417,000 | 336,982,000 |