Call reports 2017
DRUMMOND COMMUNITY BANK — 2017
What DRUMMOND COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 491,021,000 | 497,765,000 | 506,351,000 | 544,255,000 |
| Total loans | 261,853,000 | 268,761,000 | 271,677,000 | 284,648,000 |
| Allowance for loan losses | 6,790,000 | 6,833,000 | 6,928,000 | 7,048,000 |
| Securities available for sale | 176,035,000 | 181,234,000 | 182,645,000 | 184,426,000 |
| Securities held to maturity | 3,523,000 | 4,044,000 | 4,043,000 | 4,488,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 433,536,000 | 422,412,000 | 424,885,000 | 481,282,000 |
| Interest-bearing deposits | 245,730,000 | 240,089,000 | 231,430,000 | 246,935,000 |
| Noninterest-bearing deposits | 187,806,000 | 182,323,000 | 193,455,000 | 234,347,000 |
| Equity capital | 55,880,000 | 60,618,000 | 61,110,000 | 60,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,045,000 | 10,402,000 | 15,820,000 | 21,351,000 |
| Interest expense | 128,000 | 264,000 | 436,000 | 614,000 |
| Net interest income | 4,917,000 | 10,138,000 | 15,384,000 | 20,737,000 |
| Noninterest income | 1,238,000 | 2,567,000 | 3,814,000 | 5,109,000 |
| Noninterest expense | 4,388,000 | 8,941,000 | 13,423,000 | 18,159,000 |
| Provision for loan losses | 213,000 | 392,000 | 573,000 | 751,000 |
| Pretax income | 1,554,000 | 3,375,000 | 5,205,000 | 6,946,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,554,000 | 3,375,000 | 5,205,000 | 6,946,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,807,000 | 58,874,000 | 60,200,000 | 62,035,000 |
| Total capital | 61,562,000 | 62,729,000 | 64,106,000 | 66,101,000 |
| Risk-weighted assets | 297,398,000 | 305,439,000 | 309,445,000 | 322,259,000 |