Call reports 2015
DRUMMOND COMMUNITY BANK — 2015
What DRUMMOND COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 389,663,000 | 382,955,000 | 371,017,000 | 395,948,000 |
| Total loans | 182,227,000 | 187,631,000 | 184,841,000 | 186,433,000 |
| Allowance for loan losses | 2,894,000 | 6,209,000 | 6,158,000 | 5,861,000 |
| Securities available for sale | 103,826,000 | 103,857,000 | 105,232,000 | 131,115,000 |
| Securities held to maturity | 45,233,000 | 45,321,000 | 45,611,000 | 45,651,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,864,000 | 329,621,000 | 315,466,000 | 335,728,000 |
| Interest-bearing deposits | 210,795,000 | 208,477,000 | 199,138,000 | 213,818,000 |
| Noninterest-bearing deposits | 124,069,000 | 121,144,000 | 116,328,000 | 121,910,000 |
| Equity capital | 53,502,000 | 51,624,000 | 53,769,000 | 55,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,123,000 | 8,391,000 | 12,560,000 | 16,755,000 |
| Interest expense | 131,000 | 260,000 | 385,000 | 509,000 |
| Net interest income | 3,992,000 | 8,131,000 | 12,175,000 | 16,246,000 |
| Noninterest income | 921,000 | 1,878,000 | 2,810,000 | 3,763,000 |
| Noninterest expense | 3,411,000 | 7,037,000 | 10,588,000 | 14,272,000 |
| Provision for loan losses | 232,000 | 312,000 | 356,000 | 383,000 |
| Pretax income | 1,270,000 | 2,663,000 | 4,050,000 | 5,363,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,270,000 | 2,663,000 | 4,050,000 | 5,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,846,000 | 51,553,000 | 52,549,000 | 53,901,000 |
| Total capital | 53,490,000 | 54,271,000 | 55,248,000 | 56,680,000 |
| Risk-weighted assets | 211,263,000 | 213,976,000 | 212,431,000 | 219,250,000 |