Call reports 2014
DRUMMOND COMMUNITY BANK — 2014
What DRUMMOND COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 364,993,000 | 369,826,000 | 368,940,000 | 373,203,000 |
| Total loans | 184,151,000 | 188,890,000 | 188,459,000 | 185,046,000 |
| Allowance for loan losses | 2,947,000 | 3,105,000 | 3,230,000 | 2,800,000 |
| Securities available for sale | 91,770,000 | 92,817,000 | 92,552,000 | 97,625,000 |
| Securities held to maturity | 41,898,000 | 45,122,000 | 45,159,000 | 45,197,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 317,818,000 | 312,138,000 | 317,784,000 | 320,303,000 |
| Interest-bearing deposits | 214,817,000 | 207,771,000 | 201,741,000 | 209,238,000 |
| Noninterest-bearing deposits | 103,001,000 | 104,367,000 | 116,043,000 | 111,065,000 |
| Equity capital | 45,693,000 | 47,916,000 | 49,466,000 | 51,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,125,000 | 8,243,000 | 12,493,000 | 16,696,000 |
| Interest expense | 125,000 | 272,000 | 412,000 | 549,000 |
| Net interest income | 4,000,000 | 7,971,000 | 12,081,000 | 16,147,000 |
| Noninterest income | 1,016,000 | 2,346,000 | 3,495,000 | 4,515,000 |
| Noninterest expense | 3,487,000 | 7,080,000 | 10,668,000 | 14,279,000 |
| Provision for loan losses | 222,000 | 506,000 | 773,000 | 1,000,000 |
| Pretax income | 1,307,000 | 2,731,000 | 4,135,000 | 5,383,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,307,000 | 2,731,000 | 4,135,000 | 5,383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,621,000 | 46,368,000 | 47,467,000 | 48,816,000 |
| Total capital | 48,133,000 | 48,932,000 | 50,000,000 | 51,314,000 |
| Risk-weighted assets | 200,539,000 | 204,544,000 | 201,907,000 | 199,502,000 |