Call reports 2013
DRUMMOND COMMUNITY BANK — 2013
What DRUMMOND COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 372,015,000 | 364,054,000 | 363,048,000 | 363,761,000 |
| Total loans | 186,514,000 | 187,253,000 | 186,827,000 | 186,457,000 |
| Allowance for loan losses | 3,201,000 | 3,063,000 | 3,250,000 | 3,257,000 |
| Securities available for sale | 138,086,000 | 135,863,000 | 93,516,000 | 92,025,000 |
| Securities held to maturity | 784,000 | 985,000 | 41,106,000 | 41,603,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,932,000 | 313,913,000 | 308,840,000 | 311,085,000 |
| Interest-bearing deposits | 227,235,000 | 217,379,000 | 211,088,000 | 216,744,000 |
| Noninterest-bearing deposits | 94,697,000 | 96,534,000 | 97,752,000 | 94,341,000 |
| Equity capital | 48,761,000 | 42,608,000 | 42,826,000 | 43,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,776,000 | 8,111,000 | 12,284,000 | 16,510,000 |
| Interest expense | 121,000 | 209,000 | 299,000 | 383,000 |
| Net interest income | 3,655,000 | 7,902,000 | 11,985,000 | 16,127,000 |
| Noninterest income | 1,071,000 | 2,205,000 | 3,261,000 | 4,131,000 |
| Noninterest expense | 3,424,000 | 7,293,000 | 10,927,000 | 14,951,000 |
| Provision for loan losses | 310,000 | 510,000 | 852,000 | 1,007,000 |
| Pretax income | 998,000 | 2,375,000 | 3,539,000 | 4,372,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 998,000 | 2,375,000 | 3,539,000 | 4,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,420,000 | 42,594,000 | 43,581,000 | 44,534,000 |
| Total capital | 43,925,000 | 45,171,000 | 46,136,000 | 47,087,000 |
| Risk-weighted assets | 199,739,000 | 205,659,000 | 203,726,000 | 203,504,000 |