Call reports 2012
DRUMMOND COMMUNITY BANK — 2012
What DRUMMOND COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 196,404,000 | 203,516,000 | 199,136,000 | 218,873,000 |
| Total loans | 99,811,000 | 98,081,000 | 98,759,000 | 101,041,000 |
| Allowance for loan losses | 3,202,000 | 3,313,000 | 3,262,000 | 3,152,000 |
| Securities available for sale | 81,737,000 | 86,411,000 | 85,438,000 | 100,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,330,000 | 148,753,000 | 152,498,000 | 161,795,000 |
| Interest-bearing deposits | 100,671,000 | 102,967,000 | 104,315,000 | 109,583,000 |
| Noninterest-bearing deposits | 43,659,000 | 45,785,000 | 48,183,000 | 52,212,000 |
| Equity capital | 37,184,000 | 37,177,000 | 38,458,000 | 37,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,715,000 | 5,385,000 | 8,016,000 | 10,699,000 |
| Interest expense | 120,000 | 232,000 | 347,000 | 451,000 |
| Net interest income | 2,595,000 | 5,153,000 | 7,669,000 | 10,248,000 |
| Noninterest income | 381,000 | 739,000 | 1,064,000 | 1,634,000 |
| Noninterest expense | 1,771,000 | 3,560,000 | 5,324,000 | 7,099,000 |
| Provision for loan losses | 303,000 | 599,000 | 917,000 | 1,205,000 |
| Pretax income | 907,000 | 1,738,000 | 2,539,000 | 3,625,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 907,000 | 1,738,000 | 2,539,000 | 3,625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,802,000 | 31,954,000 | 32,734,000 | 31,169,000 |
| Total capital | 34,187,000 | 33,319,000 | 34,116,000 | 32,599,000 |
| Risk-weighted assets | 108,992,000 | 107,319,000 | 108,688,000 | 112,749,000 |