Call reports 2011
DRUMMOND COMMUNITY BANK — 2011
What DRUMMOND COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 193,146,000 | 197,308,000 | 195,039,000 | 200,077,000 |
| Total loans | 96,689,000 | 100,370,000 | 99,988,000 | 100,332,000 |
| Allowance for loan losses | 2,525,000 | 2,968,000 | 2,895,000 | 3,032,000 |
| Securities available for sale | 80,798,000 | 81,202,000 | 79,614,000 | 83,980,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,980,000 | 143,522,000 | 132,703,000 | 150,842,000 |
| Interest-bearing deposits | 113,413,000 | 104,041,000 | 95,978,000 | 107,831,000 |
| Noninterest-bearing deposits | 37,567,000 | 39,482,000 | 36,725,000 | 43,011,000 |
| Equity capital | 31,496,000 | 33,323,000 | 35,580,000 | 36,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,712,000 | 5,478,000 | 8,201,000 | 10,919,000 |
| Interest expense | 165,000 | 319,000 | 460,000 | 593,000 |
| Net interest income | 2,547,000 | 5,159,000 | 7,741,000 | 10,326,000 |
| Noninterest income | 345,000 | 653,000 | 983,000 | 1,325,000 |
| Noninterest expense | 1,681,000 | 3,475,000 | 5,222,000 | 7,234,000 |
| Provision for loan losses | 274,000 | 995,000 | 1,263,000 | 1,579,000 |
| Pretax income | 937,000 | 1,758,000 | 2,872,000 | 3,471,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 937,000 | 1,758,000 | 2,872,000 | 3,471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,650,000 | 31,305,000 | 31,768,000 | 32,194,000 |
| Total capital | 32,016,000 | 32,732,000 | 33,207,000 | 33,633,000 |
| Risk-weighted assets | 108,159,000 | 112,059,000 | 112,869,000 | 113,553,000 |