Call reports 2023
HOME FEDERAL SAVINGS AND LOAN ASSOCIATION — 2023
What HOME FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 41,431,000 | 40,396,000 | 40,195,000 | 39,544,000 |
| Total loans | 31,856,000 | 31,958,000 | 32,040,000 | 32,159,000 |
| Allowance for loan losses | 415,000 | 418,000 | 417,000 | 418,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,696,000 | 1,696,000 | 1,697,000 | 1,697,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,973,000 | 33,759,000 | 33,575,000 | 33,024,000 |
| Interest-bearing deposits | 34,972,000 | 33,758,000 | 33,574,000 | 33,023,000 |
| Noninterest-bearing deposits | 1,000 | 1,000 | 1,000 | 1,000 |
| Equity capital | 5,423,000 | 5,449,000 | 5,473,000 | 5,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 442,000 | 912,000 | 1,392,000 | 1,889,000 |
| Interest expense | 90,000 | 243,000 | 421,000 | 646,000 |
| Net interest income | 352,000 | 669,000 | 971,000 | 1,243,000 |
| Noninterest income | 163,000 | 245,000 | 204,000 | 318,000 |
| Noninterest expense | 348,000 | 723,000 | 956,000 | 1,411,000 |
| Provision for loan losses | 0 | 3,000 | 2,000 | 24,000 |
| Pretax income | 167,000 | 188,000 | 217,000 | 126,000 |
| Income tax | 19,000 | 14,000 | 19,000 | -27,000 |
| Net income | 148,000 | 174,000 | 198,000 | 153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,423,000 | 5,449,000 | 5,473,000 | 5,428,000 |