Call reports 2020
HOME FEDERAL SAVINGS AND LOAN ASSOCIATION — 2020
What HOME FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 40,394,000 | 40,609,000 | 40,936,000 | 41,224,000 |
| Total loans | 33,625,000 | 33,561,000 | 32,594,000 | 31,870,000 |
| Allowance for loan losses | 61,000 | 60,000 | 65,000 | 67,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 900,000 | 200,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,389,000 | 34,311,000 | 34,578,000 | 34,842,000 |
| Interest-bearing deposits | 34,389,000 | 34,310,000 | 34,577,000 | 34,841,000 |
| Noninterest-bearing deposits | 0 | 1,000 | 1,000 | 1,000 |
| Equity capital | 5,315,000 | 5,422,000 | 5,470,000 | 5,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 494,000 | 962,000 | 1,422,000 | 1,878,000 |
| Interest expense | 152,000 | 285,000 | 408,000 | 518,000 |
| Net interest income | 342,000 | 677,000 | 1,014,000 | 1,360,000 |
| Noninterest income | -144,000 | -14,000 | 56,000 | 166,000 |
| Noninterest expense | 223,000 | 593,000 | 943,000 | 1,348,000 |
| Provision for loan losses | 1,000 | 1,000 | 11,000 | 27,000 |
| Pretax income | -26,000 | 69,000 | 116,000 | 151,000 |
| Income tax | 32,000 | 20,000 | 19,000 | 0 |
| Net income | -58,000 | 49,000 | 97,000 | 151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,315,000 | 5,422,000 | 5,470,000 | 5,524,000 |