Call reports 2019
HOME FEDERAL SAVINGS AND LOAN ASSOCIATION — 2019
What HOME FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 40,510,000 | 41,220,000 | 42,600,000 | 41,997,000 |
| Total loans | 34,441,000 | 34,542,000 | 34,652,000 | 34,215,000 |
| Allowance for loan losses | 80,000 | 67,000 | 61,000 | 61,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,500,000 | 1,200,000 | 1,450,000 | 850,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,072,000 | 35,189,000 | 36,456,000 | 35,912,000 |
| Interest-bearing deposits | 34,071,000 | 35,188,000 | 36,455,000 | 35,911,000 |
| Noninterest-bearing deposits | 1,000 | 1,000 | 1,000 | 1,000 |
| Equity capital | 5,248,000 | 5,294,000 | 5,337,000 | 5,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 494,000 | 993,000 | 1,509,000 | 2,016,000 |
| Interest expense | 132,000 | 286,000 | 451,000 | 616,000 |
| Net interest income | 362,000 | 707,000 | 1,058,000 | 1,400,000 |
| Noninterest income | 92,000 | 109,000 | 101,000 | 153,000 |
| Noninterest expense | 405,000 | 720,000 | 1,015,000 | 1,341,000 |
| Provision for loan losses | 4,000 | 9,000 | 17,000 | 17,000 |
| Pretax income | 45,000 | 87,000 | 127,000 | 195,000 |
| Income tax | -3,000 | -7,000 | -10,000 | 22,000 |
| Net income | 48,000 | 94,000 | 137,000 | 173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,248,000 | 5,294,000 | 5,337,000 | 5,373,000 |
| Total capital | 5,328,000 | 5,361,000 | 5,398,000 | 5,434,000 |
| Risk-weighted assets | 23,081,000 | 23,379,000 | 23,562,000 | 23,314,000 |