Call reports 2016
HOME FEDERAL SAVINGS AND LOAN ASSOCIATION — 2016
What HOME FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 41,977,000 | 41,602,000 | 41,410,000 | 41,227,000 |
| Total loans | 34,861,000 | 35,110,000 | 34,884,000 | 34,906,000 |
| Allowance for loan losses | 73,000 | 73,000 | 66,000 | 87,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 650,000 | 800,000 | 1,600,000 | 1,800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,391,000 | 35,909,000 | 35,673,000 | 35,554,000 |
| Interest-bearing deposits | 36,386,000 | 35,909,000 | 35,672,000 | 35,553,000 |
| Noninterest-bearing deposits | 5,000 | 0 | 1,000 | 1,000 |
| Equity capital | 4,771,000 | 4,810,000 | 4,838,000 | 4,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 469,000 | 934,000 | 1,393,000 | 1,850,000 |
| Interest expense | 76,000 | 152,000 | 230,000 | 305,000 |
| Net interest income | 393,000 | 782,000 | 1,163,000 | 1,545,000 |
| Noninterest income | 1,000 | 13,000 | 22,000 | 37,000 |
| Noninterest expense | 306,000 | 584,000 | 955,000 | 1,310,000 |
| Provision for loan losses | -2,000 | 29,000 | 51,000 | 71,000 |
| Pretax income | 90,000 | 182,000 | 179,000 | 201,000 |
| Income tax | 37,000 | 90,000 | 59,000 | 64,000 |
| Net income | 53,000 | 92,000 | 120,000 | 137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,771,000 | 4,810,000 | 4,838,000 | 4,855,000 |
| Total capital | 4,844,000 | 4,883,000 | 4,904,000 | 4,942,000 |
| Risk-weighted assets | 23,589,000 | 23,775,000 | 22,370,000 | 22,390,000 |