Call reports 2015
HOME FEDERAL SAVINGS AND LOAN ASSOCIATION — 2015
What HOME FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 41,922,000 | 41,281,000 | 40,905,000 | 41,539,000 |
| Total loans | 35,599,000 | 35,102,000 | 35,425,000 | 34,911,000 |
| Allowance for loan losses | 73,000 | 73,000 | 63,000 | 73,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,600,000 | 1,350,000 | 650,000 | 650,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,640,000 | 35,922,000 | 35,459,000 | 36,111,000 |
| Interest-bearing deposits | 36,639,000 | 35,921,000 | 35,458,000 | 36,110,000 |
| Noninterest-bearing deposits | 1,000 | 1,000 | 1,000 | 1,000 |
| Equity capital | 4,538,000 | 4,589,000 | 4,653,000 | 4,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 482,000 | 957,000 | 1,425,000 | 1,895,000 |
| Interest expense | 76,000 | 152,000 | 229,000 | 304,000 |
| Net interest income | 406,000 | 805,000 | 1,196,000 | 1,591,000 |
| Noninterest income | 16,000 | -12,000 | -50,000 | -38,000 |
| Noninterest expense | 377,000 | 673,000 | 887,000 | 1,194,000 |
| Provision for loan losses | 0 | 0 | 28,000 | 39,000 |
| Pretax income | 45,000 | 120,000 | 231,000 | 320,000 |
| Income tax | 14,000 | 38,000 | 85,000 | 109,000 |
| Net income | 31,000 | 82,000 | 146,000 | 211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,538,000 | 4,589,000 | 4,653,000 | 4,718,000 |
| Total capital | 4,611,000 | 4,662,000 | 4,716,000 | 4,791,000 |
| Risk-weighted assets | 23,859,000 | 22,846,000 | 23,479,000 | 23,582,000 |